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Text-only newsletter stories for Issue 11 Vl. 8


Feel free to use these stories in your own newsletter designs. If you want to use a completed newsletter template, check out the latest issues of Hometalk and Real Estate Advisor. If you want to use a completely editable newsletter template, please see the News & Views template.


Headline: Prepping to Buy Your First Home

One of the biggest milestones you will reach in your life will be deciding to become a homeowner. But before you take the leap, make sure you set yourself up for easy transaction and a good homebuying experience. Check out the tips below to ensure it!

Do your research and find a good agent. Familiarizing yourself with the home buying process before beginning your house hunt and finding a knowledgeable, experienced agent to represent you can make all the difference in securing your dream house and paying the best price for it. Pay off other debts. Before you take on such a big, expensive purchase like buying a home, dedicate yourself to paying off your student loans, car loans, and credit card debt. Not only will this allow you to live more comfortably while you’re in your new home but it will allow you to be a better candidate for a home loan. Save for the down payment. The majority of home buyers don’t pay in cash for their home, but the more you are able to put down, the better financial position you will be in. Create a budget early on, stick to it, and start saving well before you start seriously looking for your home. This will also help you determine the price range to search in. Be patient. If this is your first home purchase, the process can feel intimidating and overwhelming and you may feel like you’ll never find a home that meets your wish list and is in your price range. But don’t lose hope. Stay patient and trust the process and your agent.


Headline: Your Guide to the Home Appraisal

You’ve found your dream home and now it’s time to cross all your Ts and dot all your Is before it’s all your own. And one of the first items on your closing checklist the home appraisal. So, what exactly is that?

The home appraisal is essentially a value assessment of the home and property. It is conducted by a certified third party and is used to determine whether the home is priced appropriately.

During a home appraisal, the appraiser conducts a complete visual inspection of the interior and exterior of the home. He or she factors in a variety of things, including the home’s floor plan functionality, condition, location, school district, fixtures, lot size, and more. An upward adjustment is generally made if the home has a deck, a view, or a large yard. The appraiser will also compare the home to several similar homes that were sold within the last six months in the area.

The final report must include a street map showing the property and the ones’ compared, photographs of the interior and exterior, an explanation on how the square footage was calculated, market sales data, public land records, and more.

After it is complete, the lender uses the information found to ensure that the property is worth the amount they are investing. This is a safe-guard for the lender as the home acts as collateral for the mortgage. If the buyer defaults on the mortgage and goes into foreclosure, the lender generally sells the home to recover the money borrowed.


Take 5: Create the Gallery Wall of Your Dreams

Creating a gallery wall in your home is an easy, do-it-yourself way to bring your personal style into any room. There is no right or wrong way to create one and no limit to the possibilities. Before you get started, check out the following tips for creating an eye-catching gallery wall that you will love.

Find your wall. Creating a great gallery wall doesn’t require a huge area to work with. Select a nook or corner in your living room, a small stretch of hallway, or your entry area. Choose a focal piece. Find a favorite piece of art and use that as the center piece for your gallery wall. This could be a large canvas painting, family portrait, metal feature piece, or stylish mirror. Then choose pieces that complement and highlight it. Determine your theme. Is this gallery wall going to contain artwork and images of all the same texture, color, and materials? Or are you going to mix and match different prints, photographs, décor pieces, frames, and drawings? Decide on the arrangement. Gallery walls usually lean one of two ways — linear and orderly or abstract and dimensional. Select the one that matches the look you’re going for and start hanging! Tie the room together. Your gallery wall doesn’t have to end where the wall hits the flooring. Considering tying in other aspects of the room by coordinating colors and materials on pieces such as rugs, furniture, lamps, plants, bedding, decorative pillows, and more. Or, if you’ve already styled the rest of the room, use those colors to inspire the pieces in your gallery wall.


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