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Text-only newsletter stories for Issue 4 Vl. 9


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Value-Boosting Renovations for Your Home

Buying a home is likely one of the largest purchases you will make in your lifetime. So why not maintain and grow that investment so if or when you decide to sell, you can reap maximum return? Below are a few value-boosting ideas to get you started.

Change your color scheme. Never overlook what a fresh coat of paint can do for a home, plus it’s one of the most cost-effective ways to give it a whole new look and feel before putting it on the market. You can commit to doing the job yourself or splurge just a little bit more to hire a professional. Update your landscaping. Curb appeal is incredibly important in capturing potential buyers’ attention, so investing in your landscaping should be at the top of your list. On top of regular fertilizing and weed control consider planting a variety of plants against the house or along your driveway, mixing heights and colors. Add a focal point by creating a stone walkway or installing fountains or trellis. Give your kitchen a facelift. To give your kitchen a more modern feel, you don’t always have to shell out the big bucks. Start by switching out your main light fixtures and sanding and repainting existing cabinets. Add a unique, eye-catching backsplash or, if you’re ready to spend a bit more, replace the countertops with granite or marble. Increase energy efficiency. Updating your home to save energy makes it more appealing to buyers in today’s market. Add extra insulation to your attic, use CFL light bulbs in all light fixtures, install a programmable thermostat, and find and seal cracks and leaks.


Headline: Is Downsizing Right for You?

Downsizing your home is not just for empty-nesters. There are numerous reasons and situations where this path could be the right one for you and your family!

Minimizing

Owning a large home and property comes with a large responsibility like multiple rooms and floors a large yard, and maybe features like a deck or pool. There is a lot of upkeep and cleaning that is required to keep a home looking and functioning at best. One common reason homeowners are looking to downsize is to reduce the time, energy, and money spent on those activities, leaving them with more to do the things they enjoy with the ones they love.

Saving Funds

When downsizing to a smaller home, you allow for an increase in your monthly budget. Not only does your mortgage and maintenance cost less, but so does your utility bills, insurance, property taxes, interest payments, and furnishings. This is a great option for those who want to put their children through college, save for retirement, or pay off existing debts, such as credit cards or car payments.

New Adventures

Whether you are single, parents whose kids have flown the coop, retirees, or an adventurous family, downsizing your home could allow you to seek new experiences. Take that long-term trip overseas you’ve always wanted to go on. Buy a second home abroad for the family. Or purchase that boat, camper, snowmobile, or ATV.


Take 5: Reasons to Maintain a Phone-Free Bedroom

In this day and age, our smartphones have become just another limb, permanently fixed to our bodies. So, the idea of keeping phones out of the bedroom seems like such a foreign concept. However, here are 5 reasons you should give it a try!

  1. Minimize temptation. Even if you think you have strong self-control, with your phone within arm’s length, you are much more tempted to play that additional game of solitaire or scroll Twitter for just another 15 minutes. This results in staying up later and later, which can readjust your internal clock, making it harder to fall asleep.
  2. Ease your brain. Whether you’re scrolling social media, texting your significant other, replying to emails, or skimming the news, you are using and stimulating your brain. When you finally do put down the phone, your brain is still on overdrive. Try reading a book, meditating, or doing yoga instead to put your brain in a relaxed state.
  3. Lessen disturbed sleep. One of the most common phone activities before bed is checking social media, however, a study published in the journal of Sleep1 found that using social media within 30 minutes of going to bed has been independently associated with disturbed sleep.
  4. Limit LED screens in bed. Blue-light emitting devices, such as phones, can trick your brain into thinking it’s still daytime, slowing the production of melatonin which helps regulate sleep.
  5. Reduce disruptions to your sleep. With your phone out of the bedroom, you eliminate the chances of that ding or buzz waking you in the middle of the night and disrupting your important REM sleep.

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